Private Loan Options

If additional funds are needed to cover the remaining cost, private loans may be able to help bridge the gap. It is recommended to apply for an academic year loan, where the total loan amount will be split evenly between the semesters (ex: a $10,000 academic year loan pays $5,000 in fall, and $5,000 in spring). 

Citizens One, College Ave, Discover, KHEAA, Sallie Mae, SELF

These lenders were selected for our lender comparison list based on the information gathered from our annual private loan review of over 15 private lenders. The information reviewed includes interest rates, origination fees, borrower benefits, deferment and repayment options, and cosigner release options, in addition to reviewing the most used lenders by former students.

Why these lenders were selected for our list

We feel the lenders represented on our list best fit the criteria we set forth.  Our list of lenders is reviewed and updated annually. This list does not contain affiliated lenders.

For these lenders:

• Loan is taken out by the student with a credit worthy cosigner*
• Interest rate is determined by the lender
• Fees are determined by the lender
• Loan is typically disbursed approximately one month after all steps of the application process are complete, and school has started

*Lender may also have parent and/or graduate student loan options 

_{CSB/SJU conduct a request for information (RFI) annually from multiple lenders to find selections for our lender comparison lists. Students will always have a minimum of two options to choose from. Students are not required to use a lender from our list, and are free to choose a lender that does not appear through any of the above links.}