Private Student Loan Options

*COVID-19 RETURNING STUDENT UPDATE: If you received a room and board credit from spring 2020 due to campus closure and did not withdraw the funds, your credit balance will have been applied to your fall bill. In these cases, your fall remaining balance may be significantly lower than your spring 2021 remaining balance. You may require a higher private loan amount for spring 2021 than fall 2020. Please plan accordingly* 

Private Student Loans (Citizens One, DEAL, Discover, Sallie Mae, SELF, Wells Fargo*)

These lenders were selected for our lender comparison list based on the information gathered from our annual private loan review of over 15 private lenders. The information reviewed includes interest rates, origination fees, borrower benefits, deferment and repayment options, and cosigner release options, in addition to reviewing the most used lenders by former students.

Why these lenders were selected for our list

We feel the lenders represented on our list best fit the criteria we set forth.  Our list of lenders is reviewed and updated annually. This list does not contain affiliated lenders.

For these lenders:

  • Loan is taken out by the student with a credit worthy cosigner (lender may also have a parent loan option)
  • Interest rate is determined by the lender
  • Fees are determined by the lender
  • Loan is typically disbursed approximately one month after all steps of the application process are complete, and school has started

*For the 20/21 school year, Wells Fargo is only providing loans to existing student loan customers*

To review our lender comparison list and apply for a loan, please select the appropriate link to be directed to FastChoice:

CSB Students

SJU Students

Want to explore other options? 

Please select the appropriate link below to be taken to Credible- an online marketplace for student loans. Credible allows users to review muliple lenders from one platform, and see prequalified rates. Credible is not a lender or bank. Credible partners with student loan lenders so that applicants have a variety of competitive options, and is free to use.

CSB Students- Credible

SJU Students-Credible

Credible is an outside resource, and may have loans that have not been reviewed by the Financial Aid Office. Please review loan option terms and conditions carefully during the application process 

CSB/SJU conduct a request for information (RFI) annually from multiple lenders to find selections for our lender comparison lists. Students are not required to use a lender from our list, and are free to choose a lender that does not appear through any of the above links