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Loans

View and Accept Your Award

Federal Student Loan Programs

The amount you may borrow through the Perkins and Stafford Loan programs is indicated on your award letter.

Federal Perkins Loan

• Based on financial need and awarded to students demonstrating greatest need
• 5% fixed interest rate; no fees
• Interest-free while enrolled at least half-time
• Repayment begins nine months after student is no longer enrolled at least half-time

Direct Subsidized Loan

• Based on financial need
• 3.4% fixed interest rate on loans disbursed on or after July 1, 2011
• Interest-free while enrolled at least half-time
• Repayment begins six months after student is no longer enrolled at least half-time
• 1.0% origination fee; however, a 0.5% interest rate rebate reduces this fee to 0.5%. Once you begin repayment you must make 12 on-time monthly payments to retain this benefit.
• Apply Now for 2011-2012

Direct Unsubsidized Loan

• 6.8% fixed interest rate
• Interest accrues while student is enrolled. (Student is encouraged but not required to pay interest while in school.)
• Repayment begins six months after student is no longer enrolled at least half-time
• 1.0% origination fee; however, a 0.5% interest rate rebate reduces this fee to 0.5%. Once you begin repayment you must make 12 on-time monthly payments to retain this benefit.
• Apply Now for 2011-12